Intermediary service and method for processing financial transaction data with mobile device confirmation

作者: Mordechai E. Kaplinsky , Todd Russell Coulter , Christopher Ethan Lewis

DOI:

关键词: Transaction processing systemBusinessCommerceTransaction dataDistributed transactionTelecommunicationsTransaction processingNested transactionOnline transaction processingX/Open XAExtreme Transaction Processing

摘要: A transaction processing service operates as an intermediary between acquirers of financial requests and issuing institutions that process the requests. The utilizes a customer's mobile device out-of-band communication channel to notify customer received request. To send notification, retrieves stored information, including address list payment instruments can be used pay for transaction. Before continuing request, may first require confirm via device. account information associated with from institutions, and, if is confirmed, provides in order allow transactions processed.

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