On-line credit redemption system and method

摘要: A system and method for on-line shopping are disclosed. The allow one or more entities to sponsor programs that individually tailored each at the same time provide a high degree of security flexibility user flexibility. can assign program an amount credit, such as performance-based reward. also select set vendors from whom make purchases with credit. establish conversion rates between assigned credit currency used by if is in unit (such points) different dollars). then use shop any vendors' store while being reminded available displayed unit. After has selected item(s) purchase confirmed purchase, card payment account established funded, funds subsequently transferred vendor.