System and method for facilitating payment via a communications network using value accredited to a customer of the communications network

摘要: A system for facilitating payment ( 10 ) via a communications network 12 using value accredited to customer 14 of the ), comprising first device 22 owned and/or operated by ); recipient 16 billing 18 associated with least one account 30 recorded and payments facilitator 20 wherein, when receives message 32 from identifying amount be paid being sent means operates command debit customer's at thereafter, credit recipient's ). Ideally, takes form representative having made call on line tariff rate closest In determining may refer look-up table 34 details all rates presently set an operator