System and method for administration of an incentive award system having a delayed award payment using a credit instrument

摘要: A system and method for administration of an incentive award program wherein points are earned in response to certain actions by the Participants then credited Participant's credit card, but only after a predetermined time delay. Furthermore, Participant must still be customer good standing with card Sponsor at end this delay period order receive awarded points. As used herein, term “credit card” is intended encompass traditional cards, debit smart etc. which commonly accepted as payment purchases place cash or bank checks. The present invention therefore creates purchase Sponsor's goods and/or services earn points, further remain loyal redeem these some point future. Each serves double function reward using products also loyalty Sponsor.