Evaluation of banks’ commercial credit applications using the analytic hierarchy process and Grey relational analysis: A comparison between public and private banks
作者： Nuray Girginer , Zeliha Kaygısız Ertuğ
DOI: 10.17159/2222-3436/2015/V18N3A2
关键词: Grey relational analysis 、 News values 、 Analytic hierarchy process 、 Private bank 、 Loan 、 Selection (relational algebra) 、 Industrial organization 、 Economics 、 Actuarial science
摘要: The purpose of this study is to develop an evaluation model that considers the quantitative and qualitative criteria for appropriate selection firms demanding commercial credit both public private banks. In paper, authors propose integrated combines Analytic Hierarchy Process (AHP) Grey Relational Analysis (GRA) into a single model. illustrated with case on bank experts demonstrate effectiveness method four applied loan. study, AHP determine weight criteria, GRA performed most firm. results indicate that, whereas firm morality news are main highest priority, sale marketing constructions lowest priorities addition, according GRA, Firm 1, 2.
core.ac.uk
doaj.org参考文章(29)
Thomas L. Saaty, Fundamentals of the Analytic Hierarchy Process Springer Netherlands. pp. 15- 35 ,(2001) , 10.1007/978-94-015-9799-9_2
Cathy Macharis, Johan Springael, Klaas De Brucker, Alain Verbeke, PROMETHEE and AHP: The design of operational synergies in multicriteria analysis.: Strengthening PROMETHEE with ideas of AHP European Journal of Operational Research. ,vol. 153, pp. 307- 317 ,(2004) , 10.1016/S0377-2217(03)00153-X
J. L. Deng, Introduction to Grey system theory Journal of Grey System. ,vol. 1, pp. 1- 24 ,(1989) , 10.5555/90757.90758
Erhan Demireli, Doç. Dr. Göktuğ Cenk Akkaya, Analitik hiyerarşi süreci ile kredi derecelendirme analizi üzerine bir model önerisi Çukurova Üniversitesi Sosyal Bilimler Enstitüsü Dergisi. ,vol. 19, pp. 319- 335 ,(2010)
Yusuf Tansel Iç, Mustafa Yurdakul, Analitik Hiyerarşi Süreci (Ahs) Yöntemini Kullanan Bir Kredi Değerlendirme Sistemi Gazi Üniversitesi Mühendislik-Mimarlık Fakültesi Dergisi. ,vol. 15, pp. 1- 14 ,(2000) , 10.17341/GUMMFD.79207
Mindy Lee, Hoang Pham, Xuemei Zhang, A methodology for priority setting with application to software development process European Journal of Operational Research. ,vol. 118, pp. 375- 389 ,(1999) , 10.1016/S0377-2217(98)00320-8
Eddie W.L. Cheng, Yat Hung Chiang, Bo Sin Tang, Alternative approach to credit scoring by DEA: Evaluating borrowers with respect to PFI projects Building and Environment. ,vol. 42, pp. 1752- 1760 ,(2007) , 10.1016/J.BUILDENV.2006.02.012
Yingtao Xu, Ying Zhang, A online credit evaluation method based on AHP and SPA Communications in Nonlinear Science and Numerical Simulation. ,vol. 14, pp. 3031- 3036 ,(2009) , 10.1016/J.CNSNS.2008.10.018
Rajshekhar G. Javalgi, Robert L. Armacost, Jamshid C. Hosseini, Using the analytic hierarchy process for bank management: Analysis of consumer bank selection decisions Journal of Business Research. ,vol. 19, pp. 33- 49 ,(1989) , 10.1016/0148-2963(89)90039-8
Ernest Forman, Kirti Peniwati, Aggregating individual judgments and priorities with the analytic hierarchy process European Journal of Operational Research. ,vol. 108, pp. 165- 169 ,(1998) , 10.1016/S0377-2217(97)00244-0