BLACK-OWNED BANKS: A SURVEY OF ISSUES
作者： NICHOLAS A. LASH
DOI: 10.1142/S1084946705000136
关键词: Conclusive evidence 、 Profitability index 、 Loan 、 Unfair competition 、 Community development 、 Finance 、 Economics 、 Community Reinvestment Act
摘要: This study reviews selected issues related to the role that black-owned banks can play in contributing economic development of low-income, minority communities. Given their paucity numbers, lack size, and financial weaknesses, they have yet demonstrate serve as an important engine growth for Also, over 150 years, it has been argued are needed because discrimination by institutions against black customers. Various studies give conflicting results, but so far there is no conclusive evidence lending exists. To encourage bank low-income communities, Community Reinvestment Act was enacted. Some however, complained encourages unfair competition from other same loan Hence, case essential be made decisively. Evidence, suggests profitability efficiency improves with time. future, greater experience, may a more
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