Measuring the Degree of Market Concentration in Thailand Insurance Industry

摘要: This paper investigates market structure of life insurance and non-life industry in Thailand. uses the Concentration Ratio Herfindahl-Hirschman Index to measure degree concentration. The also analyzes various data from all type premium, balance sheet income statement concentration competition trend. An analysis group is unconcentrated where as ordinary markets are concentrated. As for concentrated market. An fire, marine transportation automobile unconcentrated. In terms same sub-categorized product, personal accident health have difference concentrate degree. Personal near monopoly highly while loose oligopoly moderate Health tight market. The results conclude that more than industry. both segments market, well overall sector, there a downward trend concentration, which indicates success promoting process allows greater better choice customers.