Formal vs informal demand for credit by women in urban India: a comparative study in slums of Delhi and Mumbai

摘要: Over the period, role of finance has emerged significant in socio-economic development women. There are two major types finances, i.e. formal and informal ones. Thus, purpose this paper is to investigate first determinants demand for credit then these sources by women especially urban slums.,In study, a primary survey was conducted with help structured questionnaire slums cities India, Delhi Mumbai. In total, 450 individuals were interviewed each city.,This presents range factors affecting source borrower Despite, greater emphasis government increase utilization, still preferred.,The outcomes study expectedly useful various policymakers banks encouraging opt more credit. The can follow research scale up programmes schemes targeted empowerment slums.,The unique its kind doing comparative analysis differently located large slum population.