Micro-payment method and system

作者: Andrew James Stanford-Clark , Christopher Edward Sharp

DOI:

关键词: Internet Authentication ServiceThird partyComputer securityClient server systemsPaymentAuthorizationLatency (engineering)Smart cardComputer networkComputer scienceClient–server model

摘要: A known micro-payment system suffers from a problem of needing increasing network bandwidth as the granularity decreases, thus latency processing each micro-payment. The present seeks to address this problem. There is disclosed method, performed in an interactive client server system, charging micro-payments third party billing on behalf user using said method comprising steps of: requesting authorization system; receiving including (e.g. smart card); sending message server. determines whether has valid account at value may be determined authorization. receives confirmation that acceptable together with value. It then generates, condition confirmed authorization, charge events having associated monetary terms. sums for until been reached and sends summation debited user's In way finer achieved without use.