Genetic ‘Risk Carriers’ and Lifestyle ‘Risk Takers’. Which Risks Deserve our Legal Protection in Insurance?

摘要: Over the past years, one of most contentious topics in policy debates on genetics has been use genetic testing insurance. In rush to confront concerns about potential abuses information, countries throughout Europe and US have enacted genetics-specific legislation for Drawing current pros cons a legislative approach, this article offers empirical insight into how such works out insurance practice. To end, ethnographic fieldwork was done underwriting departments Belgian companies. Belgium first European introducing Although approach does not allow us speak terms ' causal effects law', it enables point some developments practice that are quite different than law's original intentions. It will only become clear genetics- specific offer adequate solutions underlying issues intended for. We also show that, while legislation's focus inadmissibility discrimination, at same time differences made appraisal within group asymptomatic ill. other words, by giving exclusive legal protection risks, non-genetic risk groups unintendedly being under- protected. From view, studying is especially valuable because forces return principles: Which risks deserve our insurance? Who do we declare solidarity with?