Prevention and Private Health Insurance in the U.K.

作者: Christophe Courbage , Augustin de Coulon

DOI:

关键词: Test (assessment)British Household Panel SurveyActuarial scienceHealth insurancePurchasingProbitAffect (psychology)Business

摘要: This paper investigates empirically how different insurance plans affect individual behaviours in terms of prevention activities the U.K. The data come from British Household Panel Survey. We test if purchasing private health modifies probability exercising, undergoing regular check-ups and smoking. Based on both simple probits an IV strategy, our results suggest that, U.K., contracting does not lead to less prevention.

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