Delayed processing window in a prepaid architecture
作者： Michael Scott Blandina , Bobby Wieler , Harry Lee Butler , Peter Hazlehurst , Osama Bedier
DOI:
关键词: Payment order 、 Payment service provider 、 Issuer 、 Payment 、 Advance payment 、 Computer security 、 Payment processor 、 Merchant account 、 Business 、 Payment system
摘要: A method for maintaining a prepaid payment system comprises user account that can be utilized to complete purchase transaction with merchant. delayed processing window is introduced between time when the merchant receives approval notification from and transmits request an issuer of funding associated user's account. The utilizes stored value maintained by satisfy requirements program, therefore processes received without obtaining prior authorization submits one or more requests at after completion
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