User Positive Approval and Authentication Services (UPAAS)

作者: Branislav Sikljovan , Radosav Andric

DOI:

关键词: Communications protocolLoginAuthenticationComputer securityIssuerDatabase transactionIdentification (information)Host (network)Gateway (computer program)Business

摘要: The invention provides Users of Retail Payment and Identification instruments with the ability to review transaction details approve by capturing UVM in User controlled environment Issuers these positively authenticate Issuer environment. accounts for real time legacy or non-legacy processing systems provide an authorization request from POA Host. introduces two UPAAS components—User Gateway Application. is implemented enabling interface between Host Applications. Application can be on any device supporting communication protocol such as TCP/IP without hardware changes login Gateway, decline a specific entering UVM, PIN, authentication purposes.