System and method for determining an underwriting risk, risk score, or price of insurance using cognitive information

作者: Jeffrey Stempora

DOI:

关键词: BusinessCognitionActuarial scienceBaseline (configuration management)UnderwritingInsurance scoreFramingham Risk Score

摘要: In one embodiment a system for determining level of risk associated with an individual underwriting purposes comprises at least sensor that provides information, such as camera providing or more images video example, used to determine properties the individual. The eye related can be processed generate cognitive information individual, which compared baseline risk. another embodiment, method price insurance includes obtaining from sensor, generating and using first information.

参考文章(2)
Eric Teller, Christopher D. Pacione, John M. Stivoric, Christopher D. Kasabach, Margaret A. McCormack, John L. Moss, Craig B. Liden, System for detecting, monitoring, and reporting an individual's physiological or contextual status ,(2005)