Family Finance in the U.S.: Recent Evidence from the Survey of Consumer Finances

摘要: Using data that have just become available from the 1995 Survey of Consumer Finances along with 1989 and 1992 versions survey, this article provides a detailed picture recent changes in income, net worth, assets, liabilities U.S. families. It also presents information on families' saving, unrealized capital gains, debt payments, institutional providers credit. Of developments reports, few are particularly noteworthy. First, between surveys, both median family income worth rose constant dollars. The former, however, remained below level measured 1989, whereas latter returned to level. Second, percentage families who owned publicly traded stock amount their holdings expanded greatly over six-year period. Finally, there was little evidence serious rise payment problems 1995, even though share rose.