Evidence on Adverse Selection: Equilibrium Signaling and Cross-Subsidization in the Insurance Market
作者： Robert Puelz , Arthur Snow
DOI: 10.1086/261930
关键词: Subsidy 、 Economics 、 Risk pool 、 Key person insurance 、 Cross subsidization 、 Auto insurance risk selection 、 Microeconomics 、 Adverse selection 、 Insurance market 、 Demand curve
摘要: … insurance market. We provide an empirical characterization of the market equilibrium that … market signaling, with no cross-subsidization between the contracts of different risk classes. …
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