作者: Raymond R. Bucchin , Charles A. Gottardy , Larry R. Clouse , Stephen G. Berdy , Joseph J. Campbell
DOI:
关键词: Non-performing loan 、 Amortizing loan 、 Loan sale 、 Participation loan 、 Cross-collateralization 、 Actuarial science 、 Business 、 Discount points 、 Forgivable loan 、 Non-conforming loan
摘要: A financial data processing system and the method of operating that are disclosed. central processor includes a bank into which is written from read, this including loan information represents balance each outstanding, interest rate payable on loan, principal due for periodic payment, identity debtor, delinquency, if any, collection histories respective loans relating to leases leased property. Plural terminals, input means (e.g. keyboard or like) display means, coupled processor, terminal being operable write updated including: (i) multiple payment representing payments identities debtors batch lease data, (ii) application applicant, amount, type duration requested credit applicant's ability repay stored in read bank, summary summaries plural delinquencies loans, loss caused by not repaid, property data.