An Estimation of the Individual Illiquidity Risk for the Elderly Spanish Population with Long-Term Care Needs
作者： Estefania Alaminos , Mercedes Ayuso , Montserrat Guillen
DOI: 10.1007/978-3-319-40506-3_8
关键词: Long-term care 、 Estimation 、 Business 、 Risk quantification 、 Beneficiary 、 Spanish population 、 Demography 、 Actuarial science 、 Pension
摘要: We study the individual illiquidity risk applied to Spanish population aged over 64. This refers probability that an cannot afford long-term care costs and other expenses during their retirement. analyse case in which is beneficiary of a contributory pension (a retirement or widowhood pension) has degree dependence (I, II, III). Results show increases with age, women present higher than men regardless age dependence. The reveals vulnerable financial situation for individuals moderate dependency, due low level benefit received this case.
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