Improving Mobile Money Security with Two-Factor Authentication

作者: Adam B.Mtaho

DOI: 10.5120/19198-0826

关键词: Mobile paymentVulnerabilityPersonal identification numberAuthenticationMulti-factor authenticationComputer scienceComputer securityFingerprint recognition

摘要: Security is a leading factor for establishing and maintaining customer trust in mobile money services (MMSs). MMSs Tanzania rely on the use of Personal Identification Number (PIN) as an authentication method. However, PIN can be easily guessed, forged or misused. This paper explores security challenges weaknesses associated with current Mobile Money Authentication (MMA) Further, study proposes two-factor model alternative The proposed combines approach using adds another layer that uses fingerprint recognition technology. Evaluation shows it mitigates vulnerabilities exist MMA

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