Financial liberalisation and interest rate risk management in Sub-Saharan Africa

作者: Willem Naude

DOI:

关键词: Economic capitalCapital adequacy ratioDiscount pointsInterest rateCredit crunchFinanceFinancial risk managementInterest rate riskFinancial systemFinancial riskBusiness

摘要: The appropriateness of financial liberalisation in Africa - at least over the short-term is doubt. It has been suggested that credit risks faced by institutions will be detrimental to supply credit. contribution this paper point out creates a significant interest rate risk. argued risk bias African banks’ activities towards brokerage rather than maturity-transformation functions. Furthermore, it stressed management itself likely lead reduction In regard usefulness capital adequacy as defined Basle Committee investigated.

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