The increasing financial obligations burden of US households: who is affected?
作者： Sherman D. Hanna , Yoonkyung Yuh , Swarn Chatterjee
DOI: 10.1111/J.1470-6431.2012.01125.X
关键词:
摘要: The purpose of this paper is to examine factors associated with changes in the proportion households high financial obligations ratios United States. paying more than 40% income for debt, rent, vehicle leases, property taxes and homeowners’ insurance, which we refer as having a heavy burden, increased from 18% 1992 27% 2007. Multivariate analysis combination six Survey Consumer Finances data sets indicates that likelihood burden was positively homeownership, self-employment retirement status. Those an optimistic 5-year expectation economy were likely be household burden. Education related suggesting not simply cognitive error.
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