作者: Prabhakar Gopalan
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摘要: A program and method is disclosed for an electronic wallet based upon a centralized personal data base (CPDB). In the CPDB system merchants obtained customer information by using primary number secondary given to them customer. The provides merchant conduct financial transaction between user merchant. submits base, processed CPDB, obtains credit transaction. Since can have several bank accounts cards, multiple numbers be created. Each also monetary limit set associated with one or accounts. An expiration date established each number. Transactions conducted authorizing debit on customer's account purchase simultaneously in CPDB. Alternatively, may obtain card from then proceed charge manner of traditional