Method and apparatus for establishing and enhancing the creditworthiness of intellectual property

摘要: A method and apparatus for deciding whether to make a loan using an intangible asset, such as intellectual property, collateral making more attractive lender. The requires that assessment of the transferability viability asset be made determine if applicant meet minimum qualifying criteria. If they do, detailed analysis is undertaken in which judgments are reached concerning various factors related historical, comparative prospective market behavior sectors identical with, well parallel corollary primary sector sought used collateral. leads calculation liquidation value production correlated depreciation schedule both presented third party then contracts with lender pay lender, adjusted over time, event defaults on loan. This arrangement reduces lender's risk loss thereby attractive. computer-based carrying out also disclosed.