摘要: Australia’s retirement income system is regarded by some as among the best in world. It has achieved high individual saving rates and broad coverage at reasonably low cost to government. does have shortcomings. heavily dependent on defined contribution plans vulnerable weaknesses such programs. Its government old-age pension a means-tested benefit, which creates potentially troublesome incentives for workers with accounts. This brief provides an overview of recent reforms. The first section presents Australian system. second reviews reforms, focused account component third discusses outstanding issues. fourth offers potential lessons U.S. final concludes that reforms should strengthen provide other nations increasingly depend 401(k)-type
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