Method for providing insurance protection against the loss of group health insurance coverage in the event of a disability of a plan participant

摘要: A method for providing insurance protection against the inability to pay for, and consequential loss of, group health benefits if an individual employee who is active participant in employer's plan becomes disabled. The invention provides a disability policy, or alternatively combination of plurality policies, that will both employer participant's portions premiums during period COBRA coverage, with monthly benefit amount determined by determining total premium due under guidelines insurance.