Tokenless biometric transaction authorization method and system

摘要: A method and system for tokenless authorization of commercial transactions between a buyer seller using computer system. transaction is proposed by seller, the signals his acceptance entering personal authentication information comprising PIN at least one biometric sample, forming message. The message forwarded to system, where compares in with previously registered samples. If successfully identifies buyer, financial account debited credited, results are presented both seller. As result invention, can conduct without having use any tokens such as portable man-made memory devices smartcards or swipe cards. invention allows buyers quickly select group different accounts from which transfer funds. further indicates user that authentic was accessed private code returned after identification complete. additionally permits an authorized alert authorities event emergency, when coerced.