摘要: Abstract:Lower income households make much heavier use of costly financial services, such as payday loans, check cashing auto title and many more. These services are crafted for, targeted to, distributed through outlets in lower neighborhoods. In other words, there extensive provisioning systems designed specifically to deliver products these households. Such marketing aimed at groups reduces both their wealth welfare relative upper middle groups.
unirioja.es
sci-hub.se 参考文章(19)
Charles T Clotfelter, Philip J Cook, Julie A Edell, Marian Moore, State Lotteries at the Turn of the Century: Report to the National Gambling Impact Study Commission ,(1999)
Raghuram G. Rajan, Fault Lines: How Hidden Fractures Still Threaten the World Economy ,(2010)
Ki C Han, Sukhun Lee, David Y Suk, LOTTERY AS A RETAIL PRODUCT The Journal of Gambling Business and Economics. ,vol. 6, pp. 82- 98 ,(2013) , 10.5750/JGBE.V6I2.583
Deborah M. Figart, Institutionalist Policies for Financial Inclusion Journal of Economic Issues. ,vol. 47, pp. 873- 894 ,(2013) , 10.2753/JEI0021-3624470404
Lynne Chester, Energy Impoverishment: Addressing Capitalism's New Driver of Inequality Journal of Economic Issues. ,vol. 48, pp. 395- 404 ,(2014) , 10.2753/JEI0021-3624480213
Fayetta Martin, Peter A. Lichtenberg, Thomas N. Templin, A Longitudinal Study: Casino Gambling Attitudes, Motivations, and Gambling Patterns Among Urban Elders Journal of Gambling Studies. ,vol. 27, pp. 287- 297 ,(2011) , 10.1007/S10899-010-9202-4
William Redmond, Death by a Thousand Cuts: Financial Innovation and Income Inequality Journal of Economic Issues. ,vol. 48, pp. 413- 420 ,(2014) , 10.2753/JEI0021-3624480215
Ralph Perfetto, Arch G. Woodside, Extremely Frequent Behavior in Consumer Research: Theory and Empirical Evidence for Chronic Casino Gambling Journal of Gambling Studies. ,vol. 25, pp. 297- 316 ,(2009) , 10.1007/S10899-009-9130-3
David R. Just, Daniel H. Simon, Hitting the jackpot or hitting the skids: entertainment, poverty, and the demand for state lotteries. The American Journal of Economics and Sociology. ,vol. 66, pp. 545- 570 ,(2007) , 10.1111/J.1536-7150.2007.00526.X