Financial Literacy and Retirement Savings in Germany
作者： Ivonne Honekamp
DOI: 10.2139/SSRN.2088873
关键词:
摘要: The German pension reforms in 2001 and 2004 increased the importance of private supplemental savings for retirement. Calculating appropriate retirement income needed choosing right product postulates some degree financial knowledge, also referred to as literacy. This paper investigates relationship between literacy savings. Germans seem have a good grasp basic concepts. However, individuals with low education face problems at same time seldom possess account. is different women, who are less literate than men, but not likely save
sci-hub.se 参考文章(16)
Axel Börsch-Supan, Michela Coppola, Daniel Schunk, Lothar Essig, Angelika Eymann, The German SAVE study : design and results ,(2008)
B. Douglas Bernheim, B. Douglas Bernheim, Daniel M. Garrett, Dean M. Maki, Education and Saving: The Long-Term Effects of High School Financial Curriculum Mandates Social Science Research Network. ,(1997)
Annamaria Lusardi, Olivia S. Mitchell, Financial literacy and retirement planning: New evidence from the Rand American Life Panel Social Science Research Network. ,(2007) , 10.2139/SSRN.1095869
Maarten Van Rooij, Annamaria Lusardi, Rob Alessie, Financial Literacy and Stock Market Participation Social Science Research Network. ,(2007) , 10.2139/SSRN.1014994
Annamaria Lusardi, Olivia S. Mitchell, Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs SSRN Electronic Journal. ,(2007) , 10.2139/SSRN.957796
Annamaria Lusardi, Olivia Mitchell, Financial Literacy and Planning: Implications for Retirement Wellbeing Social Science Research Network. ,(2005) , 10.3386/W17078
Esther Duflo, Emmanuel Saez, The Role of Information and Social Interactions in Retirement Plan Decisions: Evidence from a Randomized Experiment Social Science Research Network. ,(2002) , 10.2139/SSRN.315659
Annamaria Lusardi, Annamaria Lusardi, Olivia S. Mitchell, Olivia S. Mitchell, Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth Social Science Research Network. ,(2006) , 10.2139/SSRN.1094808
Robert L. Clark, ADJUSTING RETIREMENT GOALS AND SAVING BEHAVIOR: THE ROLE OF FINANCIAL EDUCATION ,(2008)
Franco Mondigliani, Utility analysis and the consumption function : an interpretation of cross-section data ,(1954)