Mobile payment system with two-point authentication

摘要: A transaction processing system uses a mobile phone to make payments at point of sale (POS), over the internet, and phone, also money transfers. Transaction security is provided by using various combinations authentication phone. Account numbers linked payment cards, public/private keys that encrypt/decrypt customer data, dynamically change on server, based specified number transactions or time interval. No credit/debit account information shown phones. GPS location stamps facilitate identification unusual shopping patterns during internet over-the-phone transactions. Customers can remotely delete data in case loss. Three-level used POS combines industry-standard encryption; dynamically-changing keys; visual customer, followed software signature recognition.