Electronic transfer system

摘要: A method of conducting an on-line transaction includes providing a manager (12). Generating single use request identification, the relating identification to banking information registered user. Providing user with identification;the requesting purchase product or service having value from merchant, including merchant. The merchant sending payment for fund transfer and value; checking validity disabling re-use identification; if is valid, EFT financial institution in funds information; whether sufficient are present user's bank account present, performing according receiving confirmation