MOBILE TRANSACTION DEVICES ENABLING UNIQUE IDENTIFIERS FOR FACILITATING CREDIT CHECKS

摘要: When a user is requested to provide the user's social security number (SSN) or other personal information for conducting credit/background check, may use mobile app on device display unique identifier which used in place of SSN processing credit/risk analysis. The as protection layer top reduce chances identity fraud. In particular, an (token) be generated and issued current payment account holders new when they sign up accounts. merchant requires customer's performing credit background check customer, customer simply cleared start using service without exposing SSN.