Transaction apparatus and method that identifies an authorized user by appearance and voice

摘要: A financial transaction apparatus (30) includes a machine (32). The devices (34) including function (42, 44, 46, 48) for carrying out operations associated with transactions. terminal also an imaging device (50) and audio input (52), as well visual output (36) (54). Terminal (32) is connected to computer (68) which has data store (70). user image voice corresponding authorized users. identity of customer operating the determined by resolving first based on signals from correspond user's appearance. Second resolved processor voice. enables operation if level correlation between second sufficient establish that originate single user.