摘要: This paper reviews the existing community-based and self-financing health insurance schemes in India catering to general population as well addressing needs of poor vulnerable section society. Also discussed are some critical issues accessibility use care services, out-of-pocket expenditure on treatment need for households pursuing varied occupations both rural urban areas. The examines detail determinants enrollment financing scheme, using household-level data from pilot study undertaken Gujarat (India). It also investigates issue how much mitigates households' burden expenditure. findings suggest that community plan fairly addresses equity but that, terms providing financial