Human and Social Capital Gone into the Dark Side: The Case of XXI Century’s Financial System

摘要: Abstract In the last decades, many of most talented and promising young graduates in developed economies have joined financial industry. Simultaneously, ill-designed incentives’ schemes favored development a culture which excessive greed, free-riders’ behavior, unreasonable appetite for risk, short-term decision making endangered economy and, potentially, laid foundations financial, economic, social, environmental crises. In this chapter, we review current challenges industry from lens human social capital. We examine some factors that allowed unethical behavior focus sector, examining how compensation an extremely competitive became key elements greedy manipulative ultimately generated socially harmful capital sector. Finally, discuss emergence number game-changers (namely, Brexit, FinTech, growing relevance ethical standards, increasing participation women millennials industry) might represent potential promotors change help restructure reshape