作者: Amit Agarwal , Isaac Oates , Chesley Coughlin
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摘要: Techniques for conducting transactions with one-time passwords are described herein. These techniques may include receiving a request to conduct transaction, as well password and an identifier linked payment instrument. The or not identify the In both instances, transaction processing service compare received stored at accessible by service. If match, approve transaction. Otherwise, decline implement one more additional authorization procedures.