作者: John M. Mathieu , Michael Karns , Nigel Beaney , Miroslaw Kula
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摘要: An electronic payment system and method facilitates commerce through controlled transfer of identification value representations to wireless devices. The (10) includes a collection apparatus (20) transaction (50), provides for representation user information via machine-readable indicia. In one embodiment, the indicia is barcode. present invention useful in such example applications as credit transactions, lottery operations, mobile top up applications.