Fannie Mae and Freddie Mac: Implications for Credit Unions

摘要: This research brief provides an overview of the role Fannie Mae and Freddie Mac in housing finance market a framework which reform options for two companies can be evaluated. These include return to pre-crisis status quo; move redirect income affordable goals; nationalization; privatization. The evaluates number concrete proposals through lens these four options, including those Credit Suisse, Mortgage Bankers Association, Housing Policy Council Financial Services Roundtable, Center American Progress e21.The also highlights impact that would have on credit unions other small financial institutions. ultimately concludes should privatized, benefits produce residential mortgage maintained alternative means, regulation, consumer protection legislation increased subsidies housing.