Unjustified discrimination: is the moratorium on the use of genetic test results by insurers a contradiction in terms?

摘要: This paper considers the legal position of genetic test results in insurance law England and Wales. The strict is that this information material to decision insurer offer cover should be disclosed by applicants. However, British Government Association Insurers have agreed a moratorium on use insurance, which will run until 2014. prohibits unfavourable treatment clients their basis genetics, unless it can justified. In paper, I consider notion discrimination ask whether possible justify concept such way its existence accepted. suggests industry general public different viewpoints discrimination, causes much disagreement over issue using insurance.