The Failure and Promise of Mandated Consumer Mortgage Disclosures: Evidence from Qualitative Interviews and a Controlled Experiment with Mortgage Borrowers
作者： James M Lacko , Janis K Pappalardo
关键词: Loan 、 Economics 、 Test (assessment) 、 Actuarial science 、 Irrationality 、 Qualitative interviews 、 Juvenile delinquency 、 Randomized experiment 、 Controlled experiment 、 Foreclosure
摘要: … the costs and risks of their loans, likely contributing to the … mortgage disclosures, culminating in a single disclosure … The failure of mandated disclosures to convey mortgage terms …
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