DISTANCE-BASED VEHICLE INSURANCE AS A TDM STRATEGY

摘要: Vehicle insurance is generally considered a fixed cost with respect to vehicle use. Motorists do not usually perceive savings when they reduce mileage. Distance-based pricing converts variable travel so premiums are directly related annual makes more actuarially accurate (premiums better reflect the claim costs of each vehicle) and gives motorists new opportunity save money their It can help achieve several public policy objectives including equity, road safety, consumer choice, congestion reduction, facility savings, energy environmental protection. This paper compares distance-based options, evaluates concerns criticisms. The analysis indicates that technically economically feasible, provide significant benefits society.